Episodes

The “Catch Up Provision” in the PUA rider of many whole life policies allows you to catch up with missed PUA premium from prior years. This is a critical feature with whole life insurance and, more broadly, Infinite Banking.

As a business owner, Kelly started IBC as a way to be more efficient with her cash flow. Little did she know that, years later, the living benefits of whole life insurance would literally save her life.

This week, we tackle a listener question: “Will the traditional rules of finance hold strong or will the rules change in the next 40 years?” Tune in to hear John and John , Authorized Infinite Banking Practitioners, break down what …

There is no "offense and defense" in your financial life. This is not a game. It's war.

⬇ SCROLL DOWN TO WATCH THE FULL VIDEO ⬇ Join us for our first video podcast where we present a strategy, using The Infinite Banking Concept®, to make all of your past financial decisions work even better to support a …

It's not uncommon people forget why they bought a policy and are paying premiums. They get IBC "amnesia." In this episode, we discuss how to self-diagnose IBC amnesia and provide some reminders and reassurance as to the strategy and process. …

In this episode, we go a little off-script and share a discussion we happened to record that ended up on the "cutting room floor." We talk about the ground-breaking tv show, "Breaking Bad," and how decisions have consequences!

n previous episodes we've explained the strategy, covered the benefits, and highlighted best practices, but in this episode we are going to challenge you to ask if the financial decisions you make are morally the best you can make for …

A question we are often asked by new clients, just starting their IBC journey is "how much should I fund a policy?" Or "How much does it cost?" The real question should be: "How much do you want to save?"

When is the right time to implement The Infinite Banking Concept for children and how do you do it? We talk about everything you need to know in this episode!

How can you put a large lump sum of cash in a whole life insurance policy? In this episode, we will discuss two strategies and the possible tradeoffs.

In this episode we share some thoughts on taxes. In Becoming Your Own Banker, Nelson Nash likens the financial world to flying an airplane. "... you cannot fly an airplane through a vacuum. It must go through an environment!"...

Real estate investors, more than others, perhaps, have difficulty getting comfortable with the capitalization period of a whole life insurance policy. In this episode, we discuss this in detail and walk through a 30-year mode...

One of the biggest talking points in 2021 has been inflation with government reported CPI at numbers not seen since the early 1980's. Will inflation be "transitory" as Fed Chairman Jerome Powell stated or is it here to stay? More …

If you're wondering what Nelson Nash meant when he instructed Infinite Bankers to pay extra interest, this is your episode! Paying "extra interest" really seems to confuse a lot of people because it is so ingrained into our p...

At the end of last year, December 2020, Congress passed the Consolidated Appropriations Act. In addition to its many stimulus measures, it contained a provision that affects permanent life insurance products like the ones we endorse for Infinite Banking. Have …

One of the classic mistakes people make before deciding to implement Infinite Banking is focusing on the cash value growth. We encounter it all the time. As Nelson would say, "You're majoring in the minors!" Though it is init...

One of the best ways to ensure we maximize the Infinite Banking strategy is by understanding when we should take policy loans. This is a little discussed topic but it's a topic you should be up to speed on. Just …

If you're really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit even in the future. In this episode we discuss Guaranteed and Non-Guaranteed Cash Values and why ea...

In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically not Universal Life, when implementing The Infinite Banking Concept®. We'll cover the pro's and co...

In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual funds) with the life insurance solutions (IBC designed Whole Life) to create a more efficient fin...

If you're new to Infinite Banking, you might be thinking: "I don't know anyone who does IBC". But guess what? The largest banks in the world have been buying billions of dollars of high early cash value life insurance policie...

One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars. Unlike a typical investment which is an "either/or" proposition, Infinite Banking provides the safest way to …

In this episode, Infinite Banking authorized practitioners John Perrings and John Montoya cover what you need to know about convertible term insurance, how it relates to setting up your Infinite Banking portfolio and the proc...