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IBC Principles Episodes

March 27, 2023

What Problems Does Infinite Banking Solve?

One of the biggest financial problem we all face comes straight from the book, Becoming Your Own Banker; Parkinson's Law. "A luxury, once enjoyed, becomes a necessity." In financial parlance, this means expenses tend to rise along with our income. …

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March 19, 2023

What is an "IBC Style" Whole Life Insurance Policy?

There is a ton of information about Infinite Banking out there and opinions about "correctly-designed" policies probably top the list. We want to help you cut through the noise and help you understand what an "IBC Style" policy should be.

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Feb. 24, 2023

Capital, Banking, and The IBC Grocery Store Analogy

In his book, Becoming Your Own Banker, Nelson Nash did something very special to help readers gain a deeper understanding of the importance of capital formation. Rather than discuss money directly, he talked about it through the example of a …

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Feb. 17, 2023

Showdown: Short Pay vs. Long Pay Whole Life Policies

Payment duration is a hotly debated topic amongst life insurance agents and there is a lot of confusing, contradictory advice out there. Today, we are going to weigh in on the matter and help explain these policy design approaches and …

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Oct. 26, 2022

IBC, HSAs, Health, and the Freedom to Heal

As a business owner, Kelly started IBC as a way to be more efficient with her cash flow. Little did she know that, years later, the living benefits of whole life insurance would literally save her life.

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Sept. 20, 2022

Do the Financial Rules Still Apply?

This week, we tackle a listener question: “Will the traditional rules of finance hold strong or will the rules change in the next 40 years?” Tune in to hear John and John , Authorized Infinite Banking Practitioners, break down what …

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Aug. 1, 2022

An IBC Retirement Strategy

⬇ SCROLL DOWN TO WATCH THE FULL VIDEO ⬇ Join us for our first video podcast where we present a strategy, using The Infinite Banking Concept®, to make all of your past financial decisions work even better to support a …

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June 22, 2022

How To Avoid IBC Amnesia

It's not uncommon people forget why they bought a policy and are paying premiums. They get IBC "amnesia." In this episode, we discuss how to self-diagnose IBC amnesia and provide some reminders and reassurance as to the strategy and process. …

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June 3, 2022

IBC and Breaking Bad

In this episode, we go a little off-script and share a discussion we happened to record that ended up on the "cutting room floor." We talk about the ground-breaking tv show, "Breaking Bad," and how decisions have consequences!

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May 18, 2022

The Moral Case For IBC

n previous episodes we've explained the strategy, covered the benefits, and highlighted best practices, but in this episode we are going to challenge you to ask if the financial decisions you make are morally the best you can make for …

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Feb. 22, 2022

Thinking About Taxes With IBC

In this episode we share some thoughts on taxes. In Becoming Your Own Banker, Nelson Nash likens the financial world to flying an airplane. "... you cannot fly an airplane through a vacuum. It must go through an environment!"...

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Jan. 1, 2022

IBC And The Fear Of Inflation

One of the biggest talking points in 2021 has been inflation with government reported CPI at numbers not seen since the early 1980's. Will inflation be "transitory" as Fed Chairman Jerome Powell stated or is it here to stay? More …

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Sept. 20, 2021

Why Universal Life is NOT Right For IBC®

In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically not Universal Life, when implementing The Infinite Banking Concept®. We'll cover the pro's and co...

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Aug. 30, 2021

Infinite Banking as a Financial Bridge

In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual funds) with the life insurance solutions (IBC designed Whole Life) to create a more efficient fin...

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July 15, 2021

The "More" Asset

One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars. Unlike a typical investment which is an "either/or" proposition, Infinite Banking provides the safest way to …

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